UNAITAS SACCO has focused on an ambitious growth strategy anchored on its large and diversified membership base, as the Sacco moves to strengthen digital banking, expand SME financing, and enhance service delivery across the country.
The Sacco’s leadership reaffirmed its commitment to innovation and inclusivity, noting that UNAItas’ open membership model has been central to its resilience and growth.
“With members drawn from different sectors — salaried employees, entrepreneurs, SMEs, and informal traders — our diversification is our strength. It enables us to remain stable while expanding opportunities for all,” the Sacco leadership said.
Expanding Digital Banking,as part of its modernization drive, UNAItas SACCO is upgrading its mobile banking platform to improve user experience, accelerate loan approvals, and strengthen cybersecurity systems. The Sacco is also enhancing its USSD services to ensure members across all regions, including those without smartphones, can access financial services seamlessly.
The digital shift aims to position UNAItas competitively against commercial banks and fintech institutions while improving convenience for members.Boosting SME and Youth Financing Recognizing the growing role of small and medium enterprises in Kenya’s economy, UNAItas SACCO is rolling out tailored financial products targeting SMEs and youth-led businesses.
These include flexible loan packages, startup-friendly financing, and structured financial literacy programs.The Sacco noted that young entrepreneurs represent a major opportunity for long-term growth and sustainable deposit mobilization.
Improving Loan Turnaround TimeTo enhance member satisfaction, UNAItas is streamlining its credit processes by adopting automated systems to reduce loan processing timelines. Improved communication and transparent credit appraisal mechanisms are also being implemented to build greater trust among members.Strengthening Governance and ComplianceThe Sacco reaffirmed its commitment to strong corporate governance, regulatory compliance, and transparency in financial reporting.
Leadership emphasized that prudent management and accountability remain critical pillars in safeguarding members’ savings and ensuring steady dividend performance.Nationwide Presence and InclusionWith a growing branch network and expanded agent banking services, UNAItas SACCO continues to deepen its footprint across Kenya.
Plans are also underway to enhance diaspora services to tap into international members seeking secure and reliable investment channels back home.
As the cooperative movement evolves, UNAItas SACCO reiterated its vision to remain a member-focused, technology-driven, and financially robust institution that supports economic empowerment across diverse communities.
